Dan Veto

Biography

Retirement Spark! founder and managing partner, Dan Veto is on a professional mission to improve the retirement outlook for each and every American and is considered by many to be at the vanguard of uncovering the insights and implications associated with the changing nature of life at 50+. His 20+ years of experience in the personal financial services and health care industries combine a unique blend of ground-breaking consumer research and implementation of successful "in-the-field" initiatives. His pioneering efforts have guided leading organizations, their distributors and their clients to recognize the exciting promise and critical new financial and lifestyle responsibilities associated with finding fulfillment and security at age 50+.

Mr. Veto is a highly sought-after keynote speaker on the changing nature of life at 50+ and retirement. His dynamic presentation style consistently receives high praise from clients and attendees alike. He is frequently a featured expert in the media on the topics of aging and retirement. His insights have appeared in various consumer and trade publications. He hosts a national talk radio show on TalkZone that addresses the issues central to understanding the changing retirement landscape.

Prior to founding Retirement Spark!, Mr. Veto worked with Dr. Ken Dychtwald and the talented team at Age Wave. While at Age Wave, Mr. Veto led the development and implementation of Age Wave`s cutting-edge, proprietary research-based survey and reporting tool, Retirement Bridge, designed to help financial advisors understand the unique retirement hopes and concerns of their clients. In addition, Mr. Veto co-led the "Future of Retirement" initiative sponsored by HSBC Bank including a thought leadership study conducted among 20 countries, with 20,000 respondents, resulting in the most far-reaching and seminal global insights about retirement ever revealed. The initiative garnered global media praise and was used to transform HSBC Bank`s retirement strategy. Mr. Veto has continued his relationship with Age Wave and currently serves as Senior Advisor to the Age Wave organization.

Prior to joining Age Wave, Mr. Veto served on the Board of Directors and was Chief Marketing Officer and Senior Vice President of Strategic Planning at Bankers Life and Casualty Company, a firm focused on meeting the financial security needs of retirees. At Bankers he helped the company achieve successive all-time sales records through an innovative research program that uncovered the emotional drivers of retiree purchasing behavior. These findings were translated into results-driven agent and employee educational programs.

Mr. Veto began his career at McKinsey & Company, where for nearly ten years he advised Fortune 500 clients in the U.S., Mexico and throughout Europe in the financial services and health care industries. Mr. Veto earned his M.B.A. from INSEAD, the international business school based in Fontainebleau, France and his B.S. in Electrical Engineering from the University of Illinois, in Urbana-Champaign. Mr. Veto speaks Spanish and French. He currently resides in the San Francisco Bay area with his wife and two daughters.

Titles

How the Age Wave Will Transform the Marketplace - and Our Lives
Increasing longevity, declining fertility and aging baby boomers are triggering an enormous "age wave." This demographic tsunami has the potential to create ground-breaking marketplace and work/talent opportunities -- and equally compelling social and financial challenges.

This informative, motivating and entertaining presentation will explore: How will people use their newfound "longevity bonus?" Why will the "cyclic" lifeplan replace the traditional "linear" model? How will aging boomers change established paradigms of work, leisure, learning and retirement -- as well as lifetime brand loyalty? What`s the most effective way to market and sell to "middlescent" boomers wishing to enrich the quality of their lives, while forestalling aging? Why is managing a four- generation workforce the new diversity mandate?

Re-Visioning Retirement: New Timing, New Purpose, New Planning, New Funding
Everyone`s retirement clock has been reset as a result of the recession. But highly acclaimed Age Wave research reveals a surprising finding: This could be a good thing, for individuals, the consumer marketplace and financial planning professionals.

This presentation will explore: Why financial "peace of mind" has become far more important than "wealth" in the new American dream. How women`s rising financial power is transforming their attitudes and behavior toward money, their family dynamics and the field of retirement planning. How the adult lifestage demands of eldercare, sibling care, grandparenthood, singlehood and rehirement will dramatically impact retirement preparation and funding. We`ll also discuss the products, services and guidance people now seek from financial professionals to safeguard a successful retirement while avoiding the five retirement "wildcards" that could shatter their dreams.

The New Power Consumer

Reinventing Retirement

Financial Wake-Up Call: The Future of Financial Services

The Future of Health and Healthcare

The Global Age Wave

Optimizing Age Diversity in the Workplace

Workforce Crisis

How the Age Wave Will Drive the Investment Marketplace

The New Experiential Marketplace